Savings Rates

Effective as of 1/1/2024

Account TypeRateAPY
Share and Club Accounts.05%.05%
Association Accounts.05%.05%
Checking Accounts.00%.00%

Term Share Accounts

TermRateAPY
6 month4.05 %4.11 %
12 month4.15 %4.21 %
18 month4.25 %4.31 %
24 month4.00 %4.06 %
36 month3.00 %3.03 %
48 month3.00 %3.03 %

Money Market Accounts

Account TypeRateAPY
Gold (minimum $25,00).15%.15%
Platinum (minimum $50,000).15%.15%

~APY = Annual Percentage Yield
~The minimum balance for a term share certificate is $2500.00
~The early withdrawal penalty for Term share certificate $2,500.00 and over is $50.00 per Term share certificate.
~Any fee imposed on an account will reduce the effective dividend rate.
~Money market rates are determined and paid on a monthly basis.