Phone: (716) 684-1741 | Routing Number: 222079550

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Credit Card Specials!

Get 8.99% APR* and 10.99% APR* FOR BALANCE TRANSFERS!

*APR = Annual Percentage Rate

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Sallie Mae Smart Option Student Loans

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Updated Funds Availability

Effective July 1, 2020

At Circuit Federal Credit Union, we know it’s important that you have your funds available to use as quickly as possible, so we adhere to the following policy:

In some cases, we will not make all of the funds that you deposit by check available to you on the first business day after the day of deposit (or, on the same day we receive your deposit). Funds may not be available until the second business day after the day of deposit. The first $200 of your deposits, however, will be made available on the first business day after the day of deposit.

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