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Field of Membership Information

On April 1, 2008, we opened our membership up to anyone who lives, works, worships or attends school in the Town of Cheektowaga. This allows us to offer our vast array of services to a wider group of people.

On October 1, 2009, our name changed from the Cheektowaga Central FCU to the Cheektowaga Community FCU.

On January 18, 2023, we opened our membership up to anyone who lives, works, worships or attends school in the following towns: Hamburg, Blasdell, Orchard Park, West Seneca, Depew, Lancaster, Sloan.

On January 1, 2024, our name changed to Circuit Federal Credit Union.

Note:  In accordance with Circuit FCU bylaws, in order to vote at the annual membership meeting, you must be a member of the credit union in good standing with a minimum share of $25 in your account and be at least 16 years old.

Credit Card Specials!

Get 8.99% APR* and 10.99% APR* FOR BALANCE TRANSFERS!

*APR = Annual Percentage Rate